*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{margin:0;background:#f6f8fb;color:#16263a;font:16px/1.65 -apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}a{color:#155c99;text-decoration:none}a:hover{text-decoration:underline}.site-head{min-height:62px;background:#fff;border-bottom:1px solid #dce5ee;padding:0 max(20px,calc((100% - 1180px)/2));display:flex;align-items:center;gap:28px;justify-content:space-between}.brand{font-size:16px;font-weight:780;color:#173b5d}.site-head nav{display:flex;gap:18px;font-size:14px}.site-head nav a[aria-current]{font-weight:750;color:#173b5d}.article,.insights-index{max-width:800px;margin:0 auto;padding:34px 24px 76px}.insights-index{max-width:1160px}.crumb{font-size:13px;color:#6c7a8a;margin-bottom:24px}.crumb span{margin:0 5px}.eyebrow{text-transform:uppercase;letter-spacing:1px;color:#2f6e9f;font-size:12px;font-weight:780;margin:0 0 8px}.article h1,.insights-index h1{font-size:clamp(34px,5vw,56px);line-height:1.04;letter-spacing:-1.7px;margin:0;color:#122c46}.article h2{font-size:25px;line-height:1.2;margin:42px 0 12px}.dek{font-size:21px;line-height:1.45;color:#425b73;max-width:730px}.meta{font-size:14px;color:#63758a;margin:18px 0 30px}.hero{margin:28px -80px 36px}.hero img{display:block;width:100%;height:auto;border-radius:16px;box-shadow:0 16px 35px #1c365029}.hero figcaption{font-size:12px;color:#677889;margin-top:8px}.intro{font-size:21px;line-height:1.5;color:#263f57}.big-number{border:1px solid #cddfea;border-radius:14px;background:#eaf4fa;padding:22px 26px;margin:32px 0}.big-number span,.big-number small{display:block;color:#53728d;font-size:13px}.big-number strong{display:block;color:#173e62;font-size:clamp(45px,7vw,70px);line-height:1.05;letter-spacing:-2px;margin:5px 0}.big-number b{font-size:20px}.bars{list-style:none;padding:0;margin:18px 0 28px}.bars li{position:relative;padding:10px 0 13px;border-bottom:1px solid #e1e8ef}.bars li a{display:flex;justify-content:space-between;gap:12px;position:relative;z-index:1;color:#1c334b;font-weight:650}.bars li b{font-variant-numeric:tabular-nums}.bars li i{display:block;height:6px;border-radius:8px;background:#4c91c2;margin-top:7px;max-width:100%}.table-wrap{overflow:auto;border:1px solid #dce5ee;border-radius:10px;background:#fff}table{border-collapse:collapse;width:100%;min-width:450px}th,td{text-align:left;padding:10px 13px;border-bottom:1px solid #e7edf2;font-size:14px}thead{background:#f2f6f9}tbody tr:last-child>*{border:0}td:first-child{color:#73859a;width:44px}.actions{display:flex;gap:10px;flex-wrap:wrap}.button{display:inline-block;padding:10px 14px;border-radius:8px;background:#174e7a;color:#fff;font-weight:700;text-decoration:none}.button:hover{background:#103d61;text-decoration:none}.button.ghost{background:#fff;color:#174e7a;border:1px solid #b6cfdf}.method{border-top:1px solid #dbe5ed;margin-top:46px;padding-top:5px;color:#4e6173}.method p{font-size:14px}.disclaimer{font-size:13px!important}.explore{margin:44px -30px 0;padding:28px 30px;border-radius:14px;background:#173e62;color:#fff}.explore h2{margin:0 0 8px;color:#fff}.explore .eyebrow{color:#b4d8ef}.explore .button{background:#eeb556;color:#173e62}.share{margin-top:30px}.share h2{font-size:18px;margin-bottom:10px}.share div{display:flex;gap:10px;flex-wrap:wrap}.share a,.share button{border:1px solid #c9d8e4;background:#fff;border-radius:7px;padding:8px 11px;font:600 14px inherit;color:#174e7a;cursor:pointer}.related{margin-top:46px}.related>div,.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.related-card,.cards article{background:#fff;border:1px solid #dce5ee;border-radius:12px;overflow:hidden}.related-card{display:block;padding:16px;color:#183650}.related-card span,.cards article p{display:block;color:#3f79a5;font-size:11px;font-weight:750;text-transform:uppercase;letter-spacing:.7px;margin:0 0 6px}.related-card b{display:block;line-height:1.28}.related-card small{display:block;color:#74869a;margin-top:10px}.insights-index .dek{max-width:780px}.cards{margin-top:36px}.cards article a{display:block;color:#183650;height:100%}.cards img{display:block;width:100%;height:auto;background:#173e62}.cards article p,.cards h2,.cards span,.cards article b{margin-left:16px;margin-right:16px}.cards h2{font-size:21px;line-height:1.2;margin-top:0;margin-bottom:12px}.cards span{display:block;color:#74869a;font-size:13px}.cards article b{display:block;color:#17639d;font-size:14px;margin-top:15px;margin-bottom:17px}@media(max-width:760px){.site-head{padding:12px 16px;align-items:flex-start;gap:10px;flex-direction:column}.site-head nav{gap:14px;font-size:13px}.article,.insights-index{padding:26px 16px 60px}.hero{margin:24px 0 30px}.hero img{border-radius:10px}.related>div,.cards{grid-template-columns:1fr}.explore{margin-left:0;margin-right:0;padding:24px 20px}.article h1,.insights-index h1{letter-spacing:-1px}.dek,.intro{font-size:18px}}